You're 75.
You Have Options.
Guaranteed life insurance for adults 75 and older — no medical exam, no rejection, coverage confirmed in minutes.
No email required to see your options · Takes 2 minutes
Plan Comparison
Three plans. One decision.
Every number here is real. Select your age bracket and watch the premiums recalculate.
Accepted regardless of health. No questions asked.
A few health questions. Lower premiums for healthy applicants.
Staged payout over 2 years. Lowest monthly cost.
Premiums shown are estimates for non-tobacco users. Final premiums confirmed upon application. All plans issued by Shield Insurance Group carriers, rated A or better by AM Best.
What You Are Guaranteed
The weight of certainty.
Guaranteed Acceptance
If you are between 75 and 85, you cannot be turned down for a Guaranteed Issue policy. No health questions, no medical exam, no exceptions.
Level Premiums
Your monthly premium is locked in at the rate you are approved for. It will never increase due to age or changes in your health.
Guaranteed Payout
Your beneficiaries receive the full death benefit. The policy builds cash value you can borrow against after the first year.
No Lapse Guarantee
As long as premiums are paid, your policy stays in force for life. We are required by law to maintain this coverage.
Backed by A-rated carriers
Eligibility Assessment
See What You Qualify For
No email required until you see your results. Five questions. Two minutes.
Your personalized eligibility report
Answer five plain-language questions. We will show you exactly which plans you qualify for and your estimated monthly premium — before asking for your email.
The math is already done.
You just need to confirm it.
Every applicant between 75 and 85 is accepted for Guaranteed Issue coverage. No medical exam. No waiting for approval. No surprises on the bill.
Licensed in all 50 states · No obligation · No email until you choose to share it